Какие стартапы интересны KAZKOM

Глобальные инвестиции в fintech выросли, по оценкам Accenture, на 201% в 2014 году. Тогда в индустрию было проинвестировано около $12 млрд. Уже в 2015 году совокупный объем инвестиций в fintech составил более $20 млрд. Это цифра будет только расти, говорят эксперты. Нурлан Жагипаров, управляющий директор KAZKOM, поделился планами банка по работе со стартапами, новыми fintech технологиями и инициативе Open Bank.

Нуран Жагипаров, управляющий директор KAZKOM

Kazkom Lab

Сама идея создания лаборатории для стартапов не нова. Сейчас очень много финансовых организаций используют формат fintech lab. Например Barclays Accelerator является одним из самых успешных проектов. И мы будем пытаться строить похожую модель как у Barclays. У них есть профессиональная управляющая команда из Techstars, которая занимается работой со стартаперами.

У нас же подобного опыта не имеется. Мы финансовая организация со всеми вытекающими последствиями: бюрократия, внутреннее регулирование и т.п. На данный момент мы находимся на стадии выбора партнеров, которые будут заниматься профессиональной работой со стартаперами. Сейчас мы ведем переговоры с 2-3 командами, которые могут этот процесс возглавить. Одной из этих команд является Techstars. Пока четкой позиции по сотрудничеству нет, но мы ведем с ними переговоры. Также есть вариант с профессиональной командой из Индии IdeaWaveLabs, участвовавшей в недавнем фестивале hackday в Алматы. Они как раз занимаются работой с акселераторами, стартап-сообществами и т.д. Имеются и несколько активных местных команд, которые тоже готовы работать с нами.

Один из предполагаемых форматов Kazkom Lab – это профессиональная управляющая команда совместно с которой мы выбираем 6-8 состоявшихся команд, с продуктами в сфере финансовых технологий. В финансовой системе имеется большое количество ниш, где требуются усовершенствования. Например: страхование, Big Data, blockchain, платежные системы и так далее.

Несомненно, у нас имеются много мест, где мы не справляемся, где требуются люди, не отягощенные банковскими знаниями. Изнутри люди смотрят на вещи с точки зрения риска и потенциальных проблем для банка. В свою очередь стартапы стараются строить продукт исходя из удобств для клиента. Вот с этим у нас имеются большие пробелы. Основная идея лаборатории это поиск интересных команд, возможность сотрудничать и в дальнейшем искать привлекательные для инвесторов компании.

Мы планируем принимать заявки и обсуждать потенциальных кандидатов осенью. Сейчас нет конкретных обозначенных сроков, потому что мы упираемся в логистические проблемы. Физически Kazkom Lab будет находиться в AFD Plaza напротив нашего центрального офиса. Нашей основной задачей является дать начальное финансирование, офис и возможность протестировать проект на базе банка в течение 5-6 месяцев. Уже есть договоренность с 2-3 зарубежными инвесторами, которым команды будут демонстрировать свои проекты. Также у нас есть небольшое соглашение с Barclays о том, что свои проекты мы будем показывать в их лаборатории. После запуска Kazkom Lab мы ожидаем визита команды Barclays Accelerator.

Форматы сотрудничества

Мы не ограничены какими-либо рамками. Мы готовы к любой модели сотрудничества: revenue sharing, инвестирование, покупка стартапа. До этого момента мы работали с аутсорсом и привлечением всей команды. Все зависит от людей и желания сотрудничать. Те команды, которые мы выбирали в рамках хакатона, получили от нас заказы на разработку программного обеспечения и сейчас обсуждаем другие проекты на базе KAZKOM.

Сейчас мы создаем большой платформенный продукт под названием Open Bank. Мы привлекли сильную команду с рынка под него. Через Open Bank мы будем предоставлять финансовые инструменты для бизнесов со своей лояльной аудиторией. Например Chocolife с помощью Open Bank мог бы создать небольшой банк для своих пользователей. Мы будем развивать это направление, думаю что практически с любым игроком на рынке найдем точки соприкосновения.

Лидеры

Если говорить о работе с fintech стартапами, которую мы видим, то это активность международных платежных систем – Visa, Mastercard и т.п. Это компании, которые являются крупнейшими в области платежных технологий, они также являются основными покупателями fintech стартапов.

Например, Visa приобрела за огромные деньги ($2 млрд) интересный проект по безопасности транзакций CyberSource. Этот проект они интегрировали дальше в свою систему, и сейчас уже предлагают эти услуги на рынке. Мы сами пользуемся этим сервисом для защиты от интернет мошенничества при покупке авиабилетов. И таких приобретенных стартапов достаточно много, просто не все на слуху. Поэтому мы обратили внимание на формат лаборатории внутри банка.


Comments

timberland ukApr 18, 2017, 11:48:11 AM

I want to show my appreciation to you just for rescuing me from this type of difficulty. Just after searching through the the web and seeing views which are not beneficial, I thought my life was gone. Existing devoid of the solutions to the issues you've solved by means of the website is a critical case, as well as the kind that would have adversely affected my entire career if I hadn't discovered your web page. The ability and kindness in handling the whole thing was vital. I am not sure what I would have done if I hadn't come across such a solution like this. I can also at this moment look ahead to my future. Thanks for your time so much for the high quality and sensible help. I won't hesitate to refer your site to anybody who wants and needs guidelines on this topic.
timberland uk http://www.timberlandoutlet.uk

yeezy shoesApr 18, 2017, 5:19:14 PM

My husband and i felt quite comfortable Louis could finish off his survey through the entire precious recommendations he discovered out of your blog. It is now and again perplexing to simply possibly be making a gift of tips and hints which often most people have been making money from. And we realize we have got the writer to appreciate because of that. These explanations you have made, the straightforward site menu, the friendships you make it easier to instill - it's many wonderful, and it is letting our son in addition to our family understand the matter is awesome, and that is truly indispensable. Thank you for the whole lot!
yeezy shoes http://pagn.info/yeezyshoes

jordan retroApr 18, 2017, 10:07:52 PM

I am only commenting to let you understand what a brilliant experience my friend's princess developed browsing yuor web blog. She figured out a lot of details, which included what it's like to possess an amazing giving mood to have most people with ease know just exactly chosen grueling issues. You actually exceeded my desires. Thank you for coming up with those valuable, safe, educational and also fun tips about the topic to Mary.
jordan retro http://www.airjordanretro.uk

yeezy shoesApr 19, 2017, 8:02:27 AM

I together with my guys came going through the excellent strategies on your website and so then I had a terrible feeling I never expressed respect to you for those techniques. Most of the people ended up for that reason warmed to see them and have quite simply been tapping into these things. Appreciation for turning out to be simply considerate and also for having some perfect resources most people are really wanting to discover. My very own honest regret for not expressing gratitude to you earlier.
yeezy shoes http://www.yeezyshoes.uk

lacoste outletApr 19, 2017, 6:12:11 PM

I precisely desired to thank you very much yet again. I'm not certain the things that I would've handled in the absence of those smart ideas discussed by you regarding that area of interest. It actually was a real scary case in my view, nevertheless discovering your expert approach you solved it made me to weep over happiness. I'm thankful for your help as well as pray you find out what an amazing job you happen to be undertaking teaching the mediocre ones through the use of a site. Probably you haven't got to know all of us.
lacoste outlet http://www.lacostepoloshirts.us.com

true religionApr 20, 2017, 7:58:18 AM

I just wanted to compose a quick word to thank you for all the superb hints you are writing at this site. My prolonged internet investigation has now been rewarded with pleasant strategies to exchange with my guests. I 'd point out that many of us website visitors actually are extremely blessed to dwell in a wonderful website with so many brilliant people with beneficial tips and hints. I feel rather blessed to have discovered your entire weblog and look forward to so many more brilliant minutes reading here. Thanks once again for all the details.
true religion http://www.truereligion-outlets.us.com

yeezy boost 350Apr 21, 2017, 4:49:19 AM

I wish to convey my respect for your kind-heartedness supporting men and women who should have help with this one concept. Your very own commitment to passing the solution all over appears to be amazingly practical and have in most cases made workers just like me to get to their objectives. Your new insightful facts denotes so much to me and far more to my fellow workers. Thanks a ton; from all of us.
yeezy boost 350 http://www.yeezyboost350.com.co

Adidas NMD R1 Core Creamy-white blackApr 21, 2017, 11:02:22 AM

I'm typically to blogging and i actually recognize your content. The article has actually peaks my interest. I'm going to bookmark your website and hold checking for brand new information.
Adidas NMD R1 Core Creamy-white black http://www.nmdadidas.us.com/adidas-nmd-r1-core-creamywhite-black-p-472.html

nike dunksApr 21, 2017, 4:44:03 PM

I really wanted to post a small word to appreciate you for the remarkable tactics you are sharing on this website. My time intensive internet look up has at the end been recognized with sensible information to write about with my contacts. I would suppose that many of us visitors are unequivocally fortunate to be in a fine place with so many special people with very helpful concepts. I feel quite blessed to have discovered the web page and look forward to many more excellent moments reading here. Thank you once more for a lot of things.
nike dunks http://www.nikedunks.us.org

led shoesApr 22, 2017, 6:46:41 PM

I want to point out my appreciation for your generosity giving support to folks that absolutely need assistance with this concept. Your special commitment to getting the solution all around came to be rather useful and have helped guys like me to achieve their aims. Your personal informative advice can mean a whole lot to me and somewhat more to my mates. Best wishes; from each one of us.
led shoes http://www.ledshoes.us.comm

kobe shoesApr 23, 2017, 5:58:33 AM

I precisely desired to thank you so much once again. I am not sure the things I would've made to happen without the entire aspects shown by you on my problem. Previously it was an absolute troublesome concern for me personally, however , taking note of the skilled way you dealt with it made me to weep for gladness. I'm grateful for the guidance and even believe you know what a great job your are providing educating people today thru a web site. Probably you've never come across all of us.
kobe shoes http://www.kobe-shoes.us.com

fitflops saleApr 23, 2017, 5:30:33 PM

I am just commenting to let you know of the cool discovery our child obtained browsing your site. She even learned a wide variety of details, most notably what it is like to have an incredible teaching mindset to have the others clearly gain knowledge of selected grueling topics. You undoubtedly exceeded our desires. I appreciate you for offering the valuable, trusted, educational and in addition fun thoughts on your topic to Emily.
fitflops sale http://www.fitflops-saleclearance.us.com

michael kors outlet storeApr 24, 2017, 4:47:11 AM

Thank you a lot for giving everyone remarkably remarkable possiblity to read in detail from here. It is usually very pleasant and stuffed with a great time for me and my office colleagues to visit your website on the least 3 times per week to learn the latest guides you have got. Of course, I'm actually motivated for the astonishing things you serve. Some 1 tips in this posting are unequivocally the most suitable I've ever had.
michael kors outlet store http://www.michaelkors-outletstore.us.org

yeezy boost 350Apr 24, 2017, 4:57:31 AM

I simply needed to say thanks yet again. I'm not certain the things I could possibly have carried out in the absence of the type of tips shown by you concerning such a area of interest. Previously it was a very daunting condition in my position, but considering this expert way you solved the issue forced me to leap with happiness. I am just thankful for your service and as well , believe you are aware of a powerful job you are carrying out training people through your web page. Most probably you have never met all of us.
yeezy boost 350 http://onj.me/yeezyboost350

yeezysApr 24, 2017, 2:56:32 PM

I wish to show some thanks to this writer for bailing me out of such a circumstance. Because of looking through the world-wide-web and meeting notions which were not powerful, I assumed my entire life was done. Being alive without the approaches to the problems you have sorted out by means of your article content is a critical case, and the ones which may have negatively damaged my entire career if I had not encountered your web site. Your good ability and kindness in playing with a lot of things was important. I'm not sure what I would've done if I had not come across such a thing like this. I can now look ahead to my future. Thank you so much for the specialized and sensible guide. I will not be reluctant to endorse the website to any individual who will need care on this area.
yeezys http://www.yeezy-shoes.org

pandora braceletApr 25, 2017, 2:10:32 AM

I precisely wished to thank you very much again. I do not know the things I would've sorted out without the information discussed by you about such a situation. Completely was a traumatic difficulty in my view, but being able to see the very professional mode you managed it forced me to leap for delight. I am happier for this work and in addition wish you realize what a great job you were putting in educating most people via your web page. I'm certain you haven't come across all of us.
pandora bracelet http://www.pandorabracelet.in.net

yeezy boostApr 25, 2017, 12:00:30 PM

I enjoy you because of each of your effort on this website. Betty delights in going through internet research and it's really simple to grasp why. We hear all regarding the dynamic manner you render worthwhile solutions on this web site and as well encourage response from visitors about this concern then our favorite princess is undoubtedly understanding a great deal. Have fun with the rest of the year. You're the one carrying out a wonderful job.
yeezy boost http://www.boostyeezy.us.com

yeezy boost 350Apr 26, 2017, 7:21:20 PM

I would like to voice my appreciation for your kind-heartedness in support of those people that need help on your subject matter. Your personal commitment to getting the message all around had been especially powerful and have usually empowered associates much like me to arrive at their pursuits. Your own warm and friendly guidelines indicates a lot to me and substantially more to my fellow workers. Thanks a lot; from everyone of us.
yeezy boost 350 http://gul.ly/7u0x4

hermes beltApr 27, 2017, 11:46:40 PM

I want to voice my gratitude for your generosity giving support to those people that have the need for guidance on this one concept. Your personal dedication to passing the solution all-around had been extraordinarily invaluable and have frequently permitted workers much like me to get to their aims. Your own insightful suggestions signifies this much a person like me and especially to my peers. Best wishes; from each one of us.
hermes belt http://www.hermes-belt.us.com

louboutin shoesApr 28, 2017, 10:44:25 AM

Thanks a lot for giving everyone such a special opportunity to read from this website. It is often so superb and packed with a lot of fun for me personally and my office colleagues to visit your blog at a minimum thrice in 7 days to study the latest stuff you have. Of course, I am just actually contented with all the terrific things served by you. Certain two areas in this article are absolutely the most effective I've had.
louboutin shoes http://www.louboutinshoes.uk

Add comment